What is the function of a tract index?

• A. Properties listed by location and show all conveyances and encumbrances
• B. Tax assessment records
• C. Judgment liens
• D. Names of grantors

Answer: (A)

The tract index is a property-centered indexing system that organizes land records by the property's location rather than by people. Each parcel has a reference to its location or legal description, and the index lists every document recorded against that tract—deeds, mortgages, easements, restrictions, liens, and similar encumbrances. This setup lets a title examiner see the full history of interests affecting a specific parcel in one place, facilitating determination of marketable title and any encumbrances. It’s different from indexes keyed by names (grantors/grantees), or from tax assessment records or judgments, which serve other functions.